Life Insurance After Divorce
Life Insurance After Divorce Divorce triggers a complete review of your finances and your protection arrangements are no exception. If you set up life insurance jointly with a partner, or simply haven’t thought about it in years, now is exactly the right time to look again. Getting the right cover in place after a separation […]
Life Insurance for Stay-at-Home Mums in the UK
Let’s be honest when was the last time someone sat you down and told you that your life needs protecting too? If you’re a stay-at-home mum, there’s a good chance life insurance hasn’t felt like a priority. After all, you don’t bring home a salary. You’re not the one paying the mortgage. Maybe your partner […]
Life Insurance for Self-Employed Dads in the UK
There are currently around 4.25 million self-employed workers in the UK approximately 13% of the entire workforce. Of those, roughly 2.75 million are men. Every year, an estimated 39,000 self-employed men become fathers. They are electricians, freelancers, builders, consultants and sole traders. They keep families and the wider economy running. And yet, as a group, […]
Joint Life Insurance Policy After Divorce
Divorce does not automatically cancel, alter, or update a joint life insurance policy in the UK. Couples who fail to act risk payouts going to an ex-spouse, wasted premiums, and a policy that no longer reflects their financial reality. Divorcing couples generally have four main options: cancelling the policy, splitting it via a “separation benefit,” […]
Can I Get a Mortgage While on Income Protection?
Yes, you can get a mortgage on income protection. Lenders treat it differently some count the payments toward affordability calculations, others do not. Your approval chances are strongest when you have clear documentation of your payments, a policy with long remaining cover, and are matched with a lender that explicitly accepts income protection income. What […]