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Relax, our advice is free
If you’re looking to buy a property for holiday lets, you’ve probably already discovered that most high street banks either don’t understand this type of investment or simply won’t lend for it. Maybe you’ve found the perfect coastal cottage or countryside retreat that would make an ideal holiday rental.
But when you approach your bank, they either say no or offer you far less than you need. It’s frustrating, isn’t it? Especially when holiday lets can potentially generate more income than traditional buy-to-lets.
The problem is that most banks’ computer systems don’t know how to assess holiday let income properly. They see irregular bookings and seasonal variations and their automated systems just say “no”. Or they’ll only lend you a fraction of what you need because they don’t understand how profitable holiday lets can actually be.
We work with lenders who actually understand this market and who are actively looking to lend to holiday let investors like you.
These are specialist lenders who look at the real potential of your investment, not just what their computer tells them.
We know which lenders will:
• Base their lending on realistic holiday let income projections
• Understand seasonal booking patterns
• Accept properties in tourist areas that banks might consider “too rural”
So if there’s anything unusual about your application – maybe you’re new to holiday lets or you want to buy something a bit different – we can explain your situation properly and get you a fair hearing.
Please call us using the telephone numbers below. Alternatively please use the contact form and we will get back to you as soon as possible.